THE PHILOSOPHY OF EFFORT

 

Forget any master plan that they try to sell you to get rich overnight and, of course, stay away from the promise of get-rich-quick schemes. Given all the odds, not even buying lotto tickets seems worth it. Statistically, the odds of getting struck by lightning are higher than those of winning the lottery. The […]

REDUCE YOUR MORTGAGE TO HALF (or almost)

Break free from slavery to the mortgage

Wouldn’t it be nice to get rid of that mortgage?

Are you also a slave to your mortgage and you feel it as a life sentence? Do you think you have done something terribly wrong in this life and your punishment is to carry this penitence until you die? I hear you, I feel you; […]

BLOG: RETIRE BY 40

REVIEW

 

Today we present you Joe Udo, the man behind Retire by 40, a former engineer that retired four years ago when he was 38!! I will not even match him, but his path and experience has helped me to understand what I have to do to retire soon. I hope it helps you […]

BOOK: HEART OF DARKNESS (1899)

Deep into the beast . . .

 

How much literature can someone cover in a lifetime? How many books can be read in a month, in a year? Will it ever be enough time . . . probably not. I remember reading Heart of Darkness by Joseph Conrad, and how it attracted me and […]

HOLY TRINITY: GOOD HABITS

GOOD HABITS, GOOD LIFE

 

In my case they can be reduced to 3, anything else should come after:

 

HEALTH

Diet and Exercise. Basically, eat healthy, take care of your body and do not forget to schedule your medical examinations regularly: “Better safe than sorry”. Do not forget to rest and get enough sleep, […]

5 + 5: 10 WAYS TO SAVE, PART 2

KEEP SAVING!

 

Today we talk about the “small”, often ignored, expenses and purchases because they seem minor. We tend to forget about their long-term impact, but it all adds up (and it all takes a toll). So today I will tell you strategies I use to cut my recurring expenses, the areas in which […]

5 + 5: 10 WAYS TO SAVE, PART 1

GET SAVING!

 

How to start saving? Where can you cut unnecessary spending? We all like to save a little money here and there and put it to use for other purposes. Maybe you want to invest for your dreamt RETIREMENT, or pay down debt that worries you so much, or save for a project […]

BLOG: ROOT OF GOOD

REVIEW

 

This post is a bit different from the previous ones. Part of my mission with this blog is to bring you a summary of what’s out there on the web about FIRE (Financial Independence/Retirement Early), so you get the best without putting all the time to find it. Today we take a look […]

FILM: MUSTANG (2015)

No spoiler, I promise . . . it has nothing to do with the car

 

Film is central to my life, stories visually narrated and their aesthetics fill a void in me, a part of me would be less enlightened if you took movies away from me. I think some films go well […]

LESS IS MORE

less is more

Do more with less, less commitments free you up more, less is more

Clean and free, less is more, according to Mies van der Rohe

Ludwig Mies van der Rohe, a German architect, forged the motto LESS IS MORE, the origin of minimalism. “Less is more” means reducing to the essence. It means seeking […]