REDUCE YOUR MORTGAGE TO HALF (or almost)

Break free from slavery to the mortgage

Wouldn’t it be nice to get rid of that mortgage?

Are you also a slave to your mortgage and you feel it as a life sentence? Do you think you have done something terribly wrong in this life and your punishment is to carry this penitence until you die? I hear you, I feel you; […]

5 + 5: 10 WAYS TO SAVE, PART 2

KEEP SAVING!

 

Today we talk about the “small”, often ignored, expenses and purchases because they seem minor. We tend to forget about their long-term impact, but it all adds up (and it all takes a toll). So today I will tell you strategies I use to cut my recurring expenses, the areas in which […]

5 + 5: 10 WAYS TO SAVE, PART 1

GET SAVING!

 

How to start saving? Where can you cut unnecessary spending? We all like to save a little money here and there and put it to use for other purposes. Maybe you want to invest for your dreamt RETIREMENT, or pay down debt that worries you so much, or save for a project […]

DEBT NO, NO, NO

DO NOT ACCUMULATE DEBT, PAY DOWN YOUR DEBT, AVOID DEBT. DEBT … NO, NO, NO

 

I am telling you Amy Winehouse-style, no . . . no . . . . no . . . Perhaps it is the most important power at your hands to see your goals being realized. Beyond the mortgage for […]

RECIPES: PINEAPPLE AND GINGER DRINK, ICE-CREAM, SORBET . . .

piña viejuna

 

PINEAPPLE AND GINGER DRINK

 

What do you do with skins and rinds from pineapple? I also threw them away and felt bad for it. Now I recycle them and make tea out of them. I was sad, I felt it was so much waste. Searching and digging enough I found recipes (link) that […]

THE POWER OF DELAYING GRATIFICATION

gato-tarta-lengua

FOCUS AND DELAY THE REWARD

Try to resist this impulsive temptation that burns you inside and “demands” from you to provide, at once, what it wants. If you can hold that craving for the instant reward and forget the itch you can achieve greater goals in the medium and long term. Basically, DELAYING GRATIFICATION means […]

THE IMPORTANCE OF AN EMERGENCY FUND

 

First things first . . .

 

Before you begin and set your goal, before you start controlling and monitoring your expenses and find your magic number (the one that will allow you to retire), you should have some stability and security. I need that peace of mind, how about you?

 

That peace […]